What does part one of the NCCI standard Workers' Compensation policy specify?

Part one of the NCCI standard Workers' Compensation policy outlines the statutory provisions that the policy will cover. This section details the required benefits and protections mandated by state law for employees who suffer work-related injuries or illnesses. It ensures that injured workers receive appropriate medical care, wage loss benefits, and other necessary support as dictated by the laws governing workers' compensation in the specific state.

Understanding this part of the policy is crucial for both employers and employees, as it clarifies the basic framework of legal obligations that the insurance must fulfill. This ensures that workers are provided the benefits entitled to them under the law, fulfilling the primary purpose of workers' compensation insurance.

The other options presented detail aspects that are either not explicitly covered in part one or are a broader interpretation of the entire policy. For instance, while expected benefits for an employee and employer responsibilities are vital components of workers' compensation, they may be outlined in different parts of the policy rather than specifically in part one. Similarly, limitations on coverage amounts, while important, are typically addressed elsewhere in the policy documentation.