What is a primary objective of Workers' Compensation insurance?

The primary objective of Workers' Compensation insurance is to provide income to injured employees. This insurance program is designed to ensure that workers who suffer job-related injuries or illnesses receive financial assistance to cover medical expenses and a portion of lost wages while they are unable to work.

When an employee gets injured on the job, Workers' Compensation offers a safety net that helps them recover without the added stress of financial instability. It serves to facilitate the rehabilitation process and helps ensure that workers can return to their jobs as soon as they are medically cleared to do so.

The focus on providing income is critical as it helps maintain the employee's standard of living during recovery, allowing them to access necessary medical care without the burden of out-of-pocket costs. This system also helps maintain workplace morale and productivity by ensuring that employees feel secure in their jobs, knowing they have support in the event of an accident.

Thus, the aim of Workers' Compensation extends beyond just covering medical bills, placing a significant emphasis on providing continuous financial support to injured workers as they heal and regain their ability to contribute to the workforce.