What is the primary purpose of the Workers' Compensation insurance program?

Prepare for the Oklahoma Insurance Adjuster's License Exam. Study with multiple choice questions, each with detailed explanations. Get exam-ready!

The primary purpose of the Workers' Compensation insurance program is to provide income to injured workers. This program is designed to ensure that employees who suffer work-related injuries or illnesses receive financial support to cover medical expenses and lost wages during their recovery. It aims to replace a portion of the income that a worker loses due to temporary disability caused by their injury, thereby offering crucial financial protection. This assurance promotes a safety net for employees, allowing them to focus on healing without the added stress of financial insecurity.

While other options may seem relevant, they do not capture the main objective of Workers' Compensation. For example, avoiding workplace injuries is important, but it falls under the broader umbrella of safety programs rather than the insurance program itself. Supporting employee relations and enhancing company reputation may be beneficial outcomes, but they are not the fundamental purpose of the Workers' Compensation system.

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