What must all employers provide under Workers' Compensation regulations?

Employers are required to provide Workers' Compensation insurance for their employees as mandated by Workers' Compensation regulations. This insurance is designed to cover medical expenses and lost wages for employees who suffer work-related injuries or illnesses. The purpose of this requirement is to ensure that workers receive financial support and access to necessary medical care without having to prove fault in an accident. This system benefits both employees, who can receive prompt care and compensation, and employers, who are protected from potentially costly lawsuits arising from workplace injuries.

While annual safety training, medical insurance, and compensation for legal fees might be beneficial or sometimes related to an employer's overall responsibility in the workplace, they are not mandated under the basic requirements of Workers' Compensation regulations. Instead, the primary obligation set forth by these regulations is the provision of Workers' Compensation insurance, which is essential for protecting employees in the event of work-related injuries.