What type of insurance covers employees for any injury incurred in the course of employment?

Prepare for the Oklahoma Insurance Adjuster's License Exam. Study with multiple choice questions, each with detailed explanations. Get exam-ready!

Workers Compensation Insurance is specifically designed to provide coverage for employees who are injured while performing their job duties. This type of insurance not only covers the medical expenses related to the injury but also replaces a portion of lost wages while the employee is unable to work due to their injuries. Additionally, it protects employers from potential lawsuits resulting from workplace injuries, creating a framework that benefits both parties.

The other options focus on different types of coverage. Health Insurance generally covers medical expenses not related to work injuries and does not specifically address workplace incidents. Liability Insurance provides protection against claims of negligence that may cause injury or damage but does not specifically cover employees' work-related injuries. Property Insurance protects against loss or damage to physical property but does not pertain to employee injuries. Thus, Workers Compensation Insurance stands out as the appropriate option for covering injuries sustained by employees during their employment.

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