When does an insurer receive notice of a claim in relation to Workers' Compensation insurance?

The insurer receives notice of a claim in relation to Workers' Compensation insurance when the employer has notice of the claim. This is because, under Workers' Compensation laws, the employer acts as the intermediary between the employee and the insurer. The employer is responsible for reporting claims to the insurance company once they become aware of a work-related injury or illness.

This arrangement is crucial since it helps ensure timely communication and processing of claims, enabling the insurer to take the necessary steps to evaluate and respond to the claim appropriately. In the context of Workers' Compensation, the employer's notice is a key trigger point for the insurer to initiate their claims handling process, rather than relying solely on the policyholder’s or employee's actions.