Which of the following is generally considered NOT a legal defense against claims of negligence?

Prepare for the Oklahoma Insurance Adjuster's License Exam. Study with multiple choice questions, each with detailed explanations. Get exam-ready!

The assertion that the loss to the plaintiff was caused intentionally by the defendant is generally considered not a legal defense against claims of negligence because negligence is inherently about the failure to exercise reasonable care, leading to unintentional harm. In contrast, intentional acts are outside the realm of negligence claims and instead fall under intentional torts, where the defendant's purpose was to cause harm or injury. When a defendant intentionally causes damage, it negates the discussion of reasonable care standards, focusing instead on the intent behind the actions.

In negligence claims, defenses typically revolve around arguments such as the plaintiff's capacity to sue, the context of consent, or the nature of the defendant's actions. However, intentionally causing harm does not absolve the defendant of liability; rather, it can lead to more severe consequences as the conduct is classified differently legally.

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