Which of the following statements about Workers' Compensation (WC) is correct?

Workers' Compensation is known as an exclusive remedy, meaning that it is the primary and often sole means of compensation for employees who are injured in the course of their employment. This principle indicates that employees generally cannot sue their employer for additional damages related to their work-related injuries, except in specific circumstances, such as cases of intentional harm or gross negligence on the part of the employer. The exclusive remedy provision is designed to provide a structured approach to addressing workplace injuries, ensuring that employees receive timely and certain benefits while protecting employers from potentially limitless liability.

This framework balances the interests of both parties: employees receive guaranteed compensation for medical expenses, lost wages, and rehabilitation costs, while employers have their liability clearly defined and limited. This system also helps reduce litigation costs that can be detrimental to both employees and employers.

In contrast, other statements about Workers' Compensation include aspects that are not accurate. For example, while it is true that WC covers a wide range of work-related injuries, there are specific exclusions and limitations. Additionally, the ability to challenge Workers' Compensation decisions is not unlimited, as there are legal processes and timeframes that must be adhered to. Lastly, while WC provides benefits for employee expenses, it does not require employers to cover all associated costs under every circumstance